Stability - Insurance Certificate

What To Look For: Proof of Insurance

Why It's Important: You need to know if you contractor carries general liability insurance for both commercial and residential projects. A sizable contractor will carry no less than $500,000... and usually around $1,000,000 of coverage. If your contractor's insurance policy can't cover potential damages, then the contractor would be personally liable. If he cannot cover the damages himself, you will again have no legal recourse and will end up paying for any possible damages or injuries yourself. Over half of contractors are not financially stable... and don't carry proper insurance coverage to protect you against losses.

Proof Of Insurance
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